Everyone’s favorite rainbow-colored friends are back!
TrollsBandTogether will be in theaters November 17th, and I have a special giveaway – two winners will get 4 tickets to see the movie BEFORE it’s in theatres plus a prize pack!
Hitting retirement is like opening a fresh book; it’s your chance to chill out and let go of the stress. Getting a handle on your money matters during this time is key to locking in a chill and worry-free retirement. By putting smart savings strategies to work, those in their golden years can live out retirement without giving up the relaxation and peace they’ve earned. From budget-friendly home maintenance to cost-effective transportation strategies, implementing these clever hacks can contribute to a financially stable and enjoyable retirement journey.
For many retirees, Social Security benefits play a crucial role in maintaining financial stability. Understanding the gap between Social Security retirement perks and Supplemental Security Income (SSI) is key. Understand the qualification criteria for SSI benefits, particularly if you have limited income and resources.
If you’re hoping to get SSI benefits, the Social Security Administration says you must be blind or disabled, or 65 and up with limited money and resources. To enjoy your retirement without stress, it’s key to strategically handle your social security benefits for a steady income in those relaxed years. Look into all your options and chat with money pros to squeeze the most from your social security perks, letting you chill during retirement.
As your trusty car continues to serve you during retirement, it’s essential to adopt practical car maintenance tips to extend its lifespan. Progressive tells us that the average conventional car lasts approximately 200,000 miles, with a prioritization on regular maintenance and timely repairs to avoid costly replacements. Opt for routine oil changes, tire rotations, and fluid checks to keep your vehicle in top condition without overspending. By adhering to these simple yet effective car maintenance practices, you can enjoy seamless transportation without the worry of frequent breakdowns or hefty repair bills.
Maintaining a comfortable and cozy home is a priority for many retirees. As I am sure you know, keeping things top-notch doesn’t mean your wallet has to take a massive hit. Go for cost-effective DIY home fixes and maintenance hacks to keep your pad top-notch without emptying your wallet. Try doing home improvements yourself, reinventing your old furniture, and opting for eco-friendly choices to ramp up both the style and practicality of your place. Being smart about your home upkeep costs lets you craft a cozy, appealing space that fits comfortably within your retirement budget.
Given that oil changes are the most common reason to visit auto repair shops, it’s essential to approach these visits frugally. Infographic Portal tells us that oil changes account for an average of four repairs per week. Find a trusty car repair shop that doesn’t cut corners on quality but still keeps your wallet happy. Prioritize preventive maintenance and address any car issues promptly to avoid expensive repairs in the future. Stay ahead of the game by being proactive with your car maintenance; it’ll keep your ride smooth and won’t blow a hole in your retirement savings.
Slipping these smart, budget-friendly hacks into your retirement routine can let you bask in a hassle-free and gratifying home life. Maximize your social security benefits, implement practical car maintenance strategies, prioritize budget-friendly home repairs, and approach auto repair shop visits judiciously to maintain a comfortable and financially stable retirement. It may seem a bit overwhelming to you at this moment. However, if you use these smart strategies, you can rest easy and enjoy your retirement. Find the things you enjoy doing along the way. After all, you worked hard and now is the time for some downtime.
Pumpkin spice is the highlight of fall for so many people. Suddenly in late August, pumpkin spice seems to appear everywhere – in grocery stores, in bakeries, and of course – in coffee shops like Starbucks. And for good reason – it’s delicious!
I love pumpkin spice. The yummy blend of nutmeg, ginger, cinnamon and cloves, add to pumpkin, is the essential flavor of fall. And it reminds me of the pretty fall colors, fun fall festivals, cooler days and nights, football games, and bundling up in blanket in front of a fire.
Starbucks makes an amazing Iced Pumpkin Spice Latte, but as much as I’d love to have one every day, I know my bank account would not approve! So here instead is a version I make at home to save money, and you can too! It still tastes similar to what you’d find at Starbucks, and for a lot cheaper.
What is a latte?
A latte is a type of coffee made with espresso and hot steamed milk. It’s typically milkier than a cappuccino. However, an iced latte just uses chilled milk. This recipe just uses chilled milk.
Looking for Halloween freebies and deals in the Twin Cities? Check out this round-up for freebies & deals at restaurants, stores and online, and check back for updates!
SeaQuest – Wear a costume and enjoy free admission, plus receive a complimentary feeding token. Located in Roseville.
Applebee’s – Kids eat free all day! Two free kids meals per adult entree purchased, dine-in only. Must mention offer at time of order, for kids 12 and under.
$5 Spooky Sips in October! Dracula’s Juice and Tipsy Zombie! These actually went DOWN in price from last year – last year they were $6 (though I’m not sure that means the size went down too).
Baskin Robbins – Save 31% off all ice cream scoops on October 31st at all Baskin Robbins locations. There are several in the Twin Cities, in West St Paul, Lakeville, Apple Valley and Eagan.
Bubba Gump Shrimp Co. – On Halloween, kids can get a 99¢ kids meal with the purchase of an adult entrée. Valid for kids ages 10 and under.
Chili’s – $6 Fang-tastic Margarita of the month
Chipotle – The annual Boorito deal is back. Chipotle Rewards members will receive one (1) entrée item for $6 when using promo code BOORITO at digital check-out via Chipotle.com or the Chipotle mobile app from participating U.S. locations. Valid only on October 31, 2023 beginning at 3:00pm local time through restaurant closing. Redemption is subject to availability.
One mom, three teenage girls, and dozens of monsters spent a lovely, terrifying evening together at Onionhead’s Revenge at the Mall of America.
Yes, I took my 15-year-old daughter and two of her friends and wow, it was a thrill! Onionhead’s Revenge is a must-see for anyone who loves a scare. It’s 45,000 square feet of immersive, movie-quality sets and props, filled with talented actors in full costume and character.
We got the full experience, including the Monster Pass, and even a backstage tour with the owner, Charlotte Huggins! We chatted with Charlotte and learned how Onionhead’s Revenge came about.
October is one of my favorite months of the year because of the cool, crisp air, pumpkin everything, and Halloween events and fall festivals galore! Here I’ve rounded up fun events you can enjoy with your family in the Twin Cities. Many are free, some are at cost (but so worth it!). All items are free (to my knowledge) unless specified. Be sure to check in advance to verify and for any updates.
Thank you to Close to My Heart Preschool in Maplewood for sponsoring this guide!
Close To My Heart is a private, non-profit early childhood center that provides an inspiring, encouraging, and enlightening environment for all learners. They strive to meet the individual needs of each child enrolled, and their program encourages the whole child’s development (cognitive, social, emotional, and physical) through personal and small group play activities.
Visit their website at https://closetomyheartpreschool.org/ to learn more!
It’s a Halloween 3D Coloring Scene Printable! It has 4 pages and you just color each part of the scene, then put it together. It’s easy to do with simple instructions.
(If you’re already on my email list, check your inbox!!!!)
Note: If you have any issues with accessing your free printables, email me at firstname.lastname@example.org.
Wow, you guys. We were blown away at all the things you can do at Pinehaven Farm in Wyoming, Minnesota.
This place has over 30 activities plus quirky, unique surprises everywhere.
And I have an exclusive discount for you!
We visited Pinehaven Farm this season – this 2023 season they’re open through October 29th – and had a blast. We did so much in several hours but honestly, we barely scratched the surface of what you can do here.
Plus, we have kids who are sensory-sensitive, and they loved it. They had no problems at all. Unlike some places, it wasn’t overwhelming or overstimulating for them.
This place has photo-opportunities galore. I mean, GALORE. There are photo opportunities everywhere – we used some but could have been taking photos all day.
If you or someone you know likes things scary, you’ll love this.
Onionhead’s Revenge is open at the Mall of America, and I have an exclusive discount! Save $13 per ticket with my code FRUGAL.
This event is at the Mall of America through October 31st. It’s a walk-through attraction, like a haunted house, with actors throughout to scare you.
Panera Bread is offering this deal again. You’ll be automatically enrolled in their Sip Club and will be charged after the first 2 months unless you cancel.
You’ll also get a free 6-month digital subscription to The Washington Post!
The drinks included are charged lemonades (that means caffeinated!), iced and hot coffees, iced and hot teas and fountain drinks.
But if you don’t want to continue after 2 months, be sure to cancel before then or you’ll be charged $11.99 a month. It’s $119.99 yearly if you want to continue and pay annually.
MEA (now called Education Minnesota) is October 19-20 which means NO SCHOOL for Minnesota students, and there’s a ton of fun you can find here in the Twin Cities and beyond. Here are my guides to local fun and road trips near and far!
Pumpkins, Scarecrows and a Pumpkin Tree! Minnesota Landscape Arboretum, Chaska. Check out artful displays, including a Pumpkin Tree. Plus scarecrows! This popular tradition of creative scarecrows adds a festive note to the Arboretum’s autumn displays on the Dahlberg Terrace and Scarecrow Hill. Check out the artistry of the experts from Bachman’s, Arboretum staff and members of the community. New this year are giant hay bales, which will serve as some extra-extra-large “scarecrows” as part of this friendly competition. Vote for your favorite!