You’ve finally done it. You’ve saved up enough money to put down a fairly good deposit on a house. But now that you’ve made it over the first hurdle, the thought of finishing the race can be overwhelming. After all, saving for a down payment is only one step in a long buying process. Fortunately, […]
4 Ways to Improve Your Home’s Security on a Budget
It’s the spookiest time of the year. While monsters might not really be lurking under your bed, burglars and thieves are real threats that can leave you and your family feeling unsafe in your own home. The good news is that you can fight your fears this Halloween by increasing your home’s security on a […]
Grab Bags at Ramsey County Libraries are a Treat for Our Family
Because COVID has kept libraries closed to visitors for months, there is no opportunity to browse, hold and discover books for your kids and yourself. This was our favorite part of going to the library before COVID! Before COVID, I was taking my kids to the library 1-2 times per week to pick out a […]
10 Ways to Save Money on Your Water Heating Bill
Did you know that after home heating, water heating is the second largest natural gas user in your home? There are many things we use hot water for – showers, baths, washing dishes, washing clothes – even just washing our hands! But little things you do can save energy and money over time – as […]
Free School Meals for Kids Extended through December 2020
I had been waiting for this news but then my school district finally confirmed it… Free school meals have been extended for all kids NATIONWIDE through December 31, 2020! Free school meals were available this spring and then extended into the summer. Now, this decision ensures that all children have access to nutritious food as […]
10 Ways to Save Money Heating Your Home
Looking for ways to save money heating your home? As the days get shorter and the weather gets cooler, it’s a good thing to start thinking about especially here in Minnesota! Minnesota winters are cold and long, which means home heating bills can add up pretty high for many families. But there are many ways […]
Home Investments for the Frugal Spender
An investment like homeownership is going to come with a certain level of expense, whether you’re buying a new home or trying to maintain the one you have. However, there are things you can do to make your home life a bit cheaper for yourself. Here are some money saving tips you can use to […]
How to Keep Your Family Entertained Safely and Cheaply During the Pandemic
Although businesses and schools across the nation are reopening, there’s no denying that the coronavirus pandemic is still a major risk. Whether your family is savoring these last days of summer or classes are already back in session, it’s important to find safe ways to spend time together and hold onto those moments of joy […]
How to Successfully Budget for Home Maintenance Costs
It’s no secret that home maintenance is a necessary evil that comes with owning a house. But that doesn’t mean you need to break the bank whenever you need to make a repair. Here are a few ways you can successfully budget for necessary home repairs and maintenance costs without hurting your finances or wracking […]
4 Simple Ways to Save Money on Car Repairs
It’s no secret that owning a car can be expensive, and costly repairs can take a chunk out of your budget when you least expect them. Even after making a good down payment, the average monthly payment on a new vehicle is $523. What’s more, for the average vehicle, ownership costs can reach up to […]
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